Free financial calculators for India. Home loan, EMI, tax, SIP, PPF, FD, and investment calculators with India-specific rates and rules.
This page brings together free calculators built around the Indian financial system — home loans, EMIs, SIPs, PPF, EPF, and income tax. Results are shown in Indian Rupees using the lakh/crore number format, with terminology and rules that match how lending and investing actually work in India.
India's tax year (financial year) runs from April to March, with income tax administered by the Income Tax Department and GST applying to goods and services. Most loans — home, personal, car, gold, and business — are repaid through an EMI (Equated Monthly Instalment). Long-term savings commonly go into instruments like PPF, EPF, NPS, and fixed deposits, while SIPs (Systematic Investment Plans) are a popular way to invest in mutual funds. The Reserve Bank of India (RBI) sets the repo rate that influences loan interest rates (example rates used in our calculators are for illustration only — actual rates vary by lender and change frequently).
The EMI Calculator works out monthly instalments for any loan, with dedicated versions for major banks like SBI, HDFC, ICICI, and Axis. The Home Loan Calculator and Income Tax Calculator help with the two biggest budgeting decisions, while the SIP Calculator and PPF Calculator project long-term investment growth.
Yes. Every calculator on this site is completely free, with no signup, account, or hidden charges required.
Yes, results on Indian calculators are displayed using the lakh and crore number format (for example, ₹1,00,000 is shown as 1 lakh and ₹1,00,00,000 as 1 crore).
No — all rates shown in examples are illustrative only and do not reflect current market rates. EMI, home loan, and FD rates change frequently and vary by bank, so always enter your own quoted rate.
Yes, this site includes dedicated EMI calculators for major banks such as SBI, HDFC, ICICI, Axis Bank, Kotak Mahindra, Bank of Baroda, PNB, and Bajaj Finserv, covering home, personal, car, gold, and education loans.
Yes, every calculator works on mobile, tablet, and desktop browsers with no app download needed.
Disclaimer: The information provided on this page is for educational purposes only. Always consult a qualified financial advisor or tax professional before making financial decisions.