Home Loan Calculator

Estimate your monthly home loan EMI, including principal, interest, property tax and home insurance.

Rates as of Q2 2025 (example)

Property price

₹

Down payment

₹

Loan term

years

1 30

Interest rate (example — enter your actual rate)

%

0.1 15

Property tax (annual)

₹

Home insurance (annual)

₹

Maintenance charges (monthly)

₹

Extra monthly payment (prepayment)

₹

Start date

Result

—

Total interest

—

Total cost of loan

—

Payment breakdown

Amortization schedule

Period	Date	Payment	Principal	Interest	Balance

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For educational purposes only. Consult a financial advisor.