Loan Balance Transfer Calculator

Compare your current loan to a balance transfer loan with a new lender and see your monthly savings and break-even point.

Rates as of Q2 2025 (example)

%
0.1 18
years
1 30
%
0.1 18
years
1 30
Result
Total interest
Total cost of loan

Payment breakdown

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Amortization schedule

Period Date Payment Principal Interest Balance

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For educational purposes only. Consult a financial advisor.