Personal Loan EMI Calculator

Calculate your monthly personal loan EMI, total interest, and amortization schedule, including processing fees.

Rates as of Q2 2025 (example)

Loan amount

₹

Interest rate (example — enter your actual rate)

%

0.1 36

Loan term

months

6 84

Processing fee

%

0 10

Extra monthly payment (prepayment)

₹

Start date

Result

—

Total interest

—

Total cost of loan

—

Payment breakdown

Amortization schedule

Period	Date	Payment	Principal	Interest	Balance

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For educational purposes only. Consult a financial advisor.