Business Loan Calculator

Calculate your business loan payment, total interest, and amortisation schedule, including an optional balloon payment.

Rates as of Q2 2025 (example)

Loan amount

A$

Interest rate (example — enter your actual rate)

%

0.1 30

Loan term

years

1 25

Balloon payment at end of term (% of loan)

%

0 50

Extra monthly payment

A$

Start date

Result

—

Total interest

—

Total cost of loan

—

Payment breakdown

Amortization schedule

Period	Date	Payment	Principal	Interest	Balance

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For educational purposes only. Consult a financial advisor.