Home Loan Calculator

Estimate your monthly home loan repayment, including principal, interest, council rates, home insurance and strata fees.

Rates as of Q2 2025 (example)

Property price

A$

Deposit

A$

Loan term

years

1 30

Interest rate (example — enter your actual rate)

%

0.1 15

Council rates (annual)

A$

Home & contents insurance (annual)

A$

Strata fees (monthly)

A$

Extra monthly payment

A$

Start date

Result

—

Total interest

—

Total cost of loan

—

Payment breakdown

Amortization schedule

Period	Date	Payment	Principal	Interest	Balance

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For educational purposes only. Consult a financial advisor.