Refinance Calculator

Compare your current home loan to a new refinanced loan and see your monthly savings and break-even point.

Rates as of Q2 2025 (example)

Current loan balance

A$

Current interest rate

%

0.1 15

Years remaining on current loan

years

1 40

New interest rate (example — enter your offered rate)

%

0.1 15

New loan term

years

1 40

Refinancing costs

A$

Extra monthly payment (new loan)

A$

Result

—

Total interest

—

Total cost of loan

—

Payment breakdown

Amortization schedule

Period	Date	Payment	Principal	Interest	Balance

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For educational purposes only. Consult a financial advisor.