Terms of Service for FinancialCalculator.online

1. Acceptance of Terms

By accessing or using FinancialCalculator.online ("the Website"), you agree to comply with and be bound by these Terms of Service ("Terms"). If you disagree with any part of these Terms, you may not use the Website.

2. Service Description

The Website provides an online financial calculator for mortgage-related calculations ("Service"). All calculations are estimates only and do not constitute professional financial advice.

3. No User Accounts or Data Retention

• The Website does not require user registration
• We do not collect, store, or process any personal data or calculation inputs
• All calculation results are temporary and not retained by our systems

4. Permitted Use

You may use the Website to:

• Perform mortgage calculations for personal/non-commercial purposes
• Access publicly available content
• Share results via third-party platforms (with no endorsement implied)

5. Prohibited Activities

You agree not to:

• Reverse engineer or attempt to extract source code
• Use the Service for illegal or fraudulent purposes
• Overload the Website with automated requests
• Misrepresent the Website's calculations as professional advice

6. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF:

• Accuracy of calculations
• Fitness for any particular purpose
• Continuous availability
• Freedom from technical errors

7. Limitation of Liability

[FinancialCalculator.online] shall not be liable for:

• Financial decisions made based on calculations
• Indirect, incidental, or consequential damages
• Losses resulting from service interruptions
• Third-party misuse of calculation results

8. Intellectual Property

All content, including:

• Calculator algorithms
• Website design
• Text and graphics
• Branding elements

are the exclusive property of [FinancialCalculator.online] and protected under applicable laws.

9. Third-Party Links

The Website may contain links to external sites. We:

• Do not endorse these third parties
• Assume no responsibility for their content
• Recommend reviewing their terms and policies

10. Service Modifications

We reserve the right to:

• Update or discontinue the Service without notice
• Modify these Terms at any time
• Restrict access for violation of these Terms

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Insert Jurisdiction, e.g., State of California], without regard to its conflict of law provisions.

12. Contact

For questions about these Terms, contact us at:
[email protected]

---

Note: This template is for informational purposes only and does not constitute legal advice. Consult an attorney to ensure compliance with applicable laws and regulations.