Privacy Policy for FinancialCalculator.online

1. Data Collection Philosophy

We fundamentally believe in data minimalism. FinancialCalculator.online is designed to operate without:

• User registration systems
• Data collection forms
• Persistent tracking mechanisms
• Server-side data storage

2. Information We Do NOT Collect

Specifically, we do NOT collect or store:

• Personal identifiers (name, email, address)
• Financial information (income, credit scores)
• Mortgage calculation inputs
• Calculation results
• IP addresses (beyond standard server logs)
• Geolocation data
• Device/browser characteristics

3. Automatic Server Logs

Our hosting provider may retain temporary logs containing:

• Timestamp of access
• Requested resource
• HTTP status code
• Bytes transferred

These logs:

• Are anonymized
• Rotate automatically (max 7 days retention)
• Used solely for maintenance/security

4. Client-Side Processing

All calculations occur in your browser through:

• JavaScript execution
• Temporary memory storage
• No server transmission
• Immediate data disposal on page refresh/exit

5. Third-Party Services

We use zero:

• Analytics trackers
• Advertising networks
• Social media widgets
• Behavioral tracking tools

6. Cookies Policy

The Website:

• Does not set persistent cookies
• May use session cookies strictly for:
  • Security token validation
  • Load balancing
• All session cookies auto-delete when you close the browser

7. Children's Privacy

Our Service:

• Is not directed at minors
• Does not knowingly process data from users under 13
• Contains no features requiring age verification

8. Policy Updates

We will:

• Post revised versions on this page
• Maintain version history below: [Insert revision history format]

9. Your Rights

While we don't store user data, you have the right to:

• Access this policy documentation
• Report security concerns
• Request server log details (where applicable)

10. Contact

For privacy inquiries, contact:
[email protected]

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Note: This policy reflects our current technical implementation. Any future changes to data practices will trigger both policy updates and prominent user notifications.