Home Equity Loan Calculator

Calculate your monthly repayment and total interest on a home equity loan, and check your combined loan-to-value ratio.

Rates as of Q2 2025 (example)

Current property value

A$

Existing home loan balance

A$

Home equity loan amount

A$

Interest rate (example — enter your actual rate)

%

0.1 18

Loan term

years

1 30

Extra monthly payment

A$

Start date

Result

—

Total interest

—

Total cost of loan

—

Payment breakdown

Amortization schedule

Period	Date	Payment	Principal	Interest	Balance

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For educational purposes only. Consult a financial advisor.